Interchange Pass Though Plus Processing Rates
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| PIN Debit....................................25 cents plus Network Fee | Application Fee.....................None |
| Batch fee....................................15 cents | Setup Fee..............................None |
| Monthly Statement Fee............$6 | Annual Fee............................None |
| PCI Compliance Fees.............$79 annual | Cancellation Fees................None |
| Regulation Fee..........................$4.95 monthly | Monthly Minimum..................None |
Every merchant wants to keep costs, including credit card processing fees, as low as possible. Blue Jay Payment System is committed to helping merchants do just that by offering interchange-plus pricing. Whether your business transacts a few thousand dollars or hundreds of thousand of dollars a month, we’ll offer merchants lower processing costs. Interchange-plus pricing is the most transparent form of pricing for merchants because it allows you to see EXACTLY what you’re paying…and to whom. Merchants need to understand interchange rate, assessment fees and processing fees to compare the total cost of accepting card payment. Interchange Rate + Assessment Fees + Processing Fess = Total Fees Interchange Rates are published by Visa, MasterCard and Discover. It dictates the fees the merchant pays the bank that issues the card that card holder use at the merchant’s business place. Assessment Fees are paid to the card brands such as Visa, MasterCard and Discover etc. Processing Fees are paid to the merchant service provider, including Blue Jay Payment Systems and all other merchant service companies alike. Interchange Rate and Assessment Fees are completely non-negotiable. Only processing fees paid to the merchant service provider is negotiable. And that’s where Blue Jay is determined to help. By taking advantage of special technical innovations we’ve put into place, we keep processing costs low, and then pass those lower costs on to merchants in the form of lower processing fees. We can’t do anything about the interchange fees and assessments, but we’ll always do our best to keep our portion of your fee as low as possible. VISA Interchange Rates | MasterCard Interchange Rates |
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